Skip to Content

Paypal Changes You Want to Know About

Affiliate Disclosure: As an Amazon Associate I earn from qualifying purchases. Additionally, I may get commissions for purchases made through other affiliate links in this post.

Retired Content: This article has been retired because it is out of date. I do post about the latest changes to Paypal as they happen.


There seems to be a bit of panic and chaos online about changes Paypal is making – including raising processing fees. Today, I’m breaking down what you actually need to know.

Important Notes About Paypal Changes Effective March 29, 2017

  • Non-Discouragement Clause – Paypal is adding a clause that basically says that you, as a seller, cannot try to encourage your customers to use a method other than Paypal. If offering another form of payment, along with Paypal – you must treat them equally. For example, this means that you cannot say, “I accept Paypal but if you don’t like Paypal, I can also take a payment through Stripe.”
  • Fee Increases – Paypal is raising fees. HOWEVER – these changes only apply to sellers selling to non-US customers and International transactions.
    • Currency conversion spread: Currently 2.5%, New rate 3.0%.
    • Standard online transaction fee from non-US buyers: Currently 3.9%, New rate 4.4%.
    • Standard in store transaction fee from non-US buyers: Currently 3.7%, New rate 4.2%.
    • Restructure of non-profit fees from buyers outside the US.
  • Purchase Protection Changes – Purchase protection has been expanded. These items are no longer eligible for purchase protection: financial products or investments, donations, payments sent via “Friends and Family”, Payments sent through MassPay, Paypal Payouts, or guest checkout.

In a nutshell, these are the changes that may affect Silhouette and Cricut small business owners. If you do not process a lot of non-US transactions, you will be unaffected by the changes.

Read the update from Paypal here.

Share this post:

Paypal Changes You Want to Know About - for Silhouette Cameo and Cricut Explore Small Business Owners - by cuttingforbusiness.com

Suzanne Pawlush

Friday 17th of February 2017

That was the most, "to the point" post to get much needed information in the shortest period of time! Thank you so much for narrowing it down to what we really need to know! Much appreciated!

Christine

Friday 17th of February 2017

My pleasure! No one has the desire to read those legal updates!

Jerri Dyke

Friday 17th of February 2017

In a nutshell is right. Good job Christine. hugxxxx

Christine

Friday 17th of February 2017

My pleasure!

Sheila

Thursday 16th of February 2017

Thanks for the information!

Christine

Friday 17th of February 2017

My pleasure!

Taylor

Thursday 16th of February 2017

Thanks for the info in a nutshell. SO appreciated! Have a great day!!

Christine

Thursday 16th of February 2017

My pleasure, Taylor!

Cindie D

Thursday 16th of February 2017

Thank you for the breakdown!

Christine

Sunday 19th of February 2017

My pleasure!